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MU Instrument and Equipment – Free Cover

Free Cover Benefits

What is covered?

Worldwide protection for Loss, theft or damage to musical instruments and related musical equipment owned by you up to a value of £2,000 in a 12 month period.

Are there any conditions ?

  • You must remain a Musicians' Union member.
  • You must register and receive a registration number and policy terms and conditions.
  • If you fail to renew your MU membership and then rejoin you must re register for cover.
  • You must take reasonable care of your musical instruments and equipment.
  • You must notify the police following theft or malicious damage.
  • Terms and Conditions apply to the insurance cover.

Additional Cover Benefits

  • Members requiring to insure specified musical instruments and/or related musical equipment valued at more than £2,000 can apply for additional cover at preferential rates.
  • Lower excesses - nil on Classical and Acoustic instruments and £25 on Electronic Instruments and any other related musical equipment.
  • Cover for specified instruments, musical and related equipmentfor losses from unattended vehicles (subject to restrctions listed in the policy summary).
  • Depreciation in value following repair.
  • Provision of hire instruments during repair period (subject to a limit of £1,000 in total per claim).

On purchasing Additional Cover you will no longer have cover for any items not listed on your policy schedule