All individual registered members of the Scottish Artist Union benefit from a Combined Liability Insurance comprising of Public and Products Liability (PPL) and Professional Indemnity (PI) Insurance arranged by Hencilla.
The members insurance policy has been specifically designed for visual and applied artists to cover them for activities undertaken in connection with their artistic practise in the preparation, lecturing, teaching, public display and sale of fine art and applied art.
Cover includes but is not limited to the members participation in exhibitions, open studio events, displays involving live non-static physical performance, work undertaken in community settings, socially engaged practice and participatory art.
Public Liability insurance protects the SAU member from legal claims for compensation from other people or organisations where there is an allegation that, in the course of their visual arts practice, the member has caused or contributed to an accident which results in injury or damage to property.
Products Liability insurance protects the SAU member from legal claims for compensation for accidents caused by their supply of any Product, where the accident has resulted in injury to any person or damage to someone else's property.
For the purposes of the members insurance, a Product includes any work of art or craftwork that has been made, supplied, installed, altered or repaired by the member.
Products Liability Insurance does not provide any cover for damage to the artwork itself - if you require this cover then we can be provide this for an additional cost via the Artists Insurance Policy.
Professional Indemnity insurance protects the SAU member from legal claims for compensation from customers or third parties as a result of a negligent breach of professional duty in the undertaking of their work as an artist. Examples would include defective designs/specifications or allegations of intellectual property infringements.
The formal Policy Document applicable for the period of insurance 1st April 2023 to 31st March 2024
A summary of the key features, benefits and exclusions of the SAU members Public & Products Liability and Professional Indemnity Insurance. Applicable to the 2023 - 24 period of insurance.
Confirmation letter for the 2023-2024 period of insurance.