This policy is designed for Equity student members and those performing in collaboration with other student members or standard
Equity members (see definition on the members’ benefits page). Cover is automatic and you do not have to apply. This is a summary only; please refer to the policy for full details.
Student members public liability insurance policy document for the period 1st October 2015.
A This policy will cover the financial consequences of claims against you for bodily injury and/or property damage to any person not your employee, arising from your activities as a student member as defined below.
Student member — insured activities
An Equity student who participates in self-produced productions, rehearsals, profit share performances and occasional professional performances.
AYes. You must take all reasonable precautions to prevent a loss. You must remain a student member of Equity. You must notify insurers immediately and in any event within 7 days of any claim or suspected claim.
You must not admit liability. Please also refer to the policy wording.
A This is set at £2,000,000 and is in respect of all claims arising from any one occurrence. Claims involving products or pollution are limited to £2,000,000 during the period of insurance.
A No, there are no deductions and no excess on any claim.
A Yes, cover is worldwide excluding the USA or Canada, provided you are normally resident in the UK.
A Yes. The number of claims payable in any single policy year is unlimited.
AYes. You may also require Employers’ Liability cover. Additional cover can be obtained from First Act.
A These are the same as the standard members public liability cover.
A Yes. You must take reasonable care to prevent a loss. Claims or possible claims must be reported to Insurers in writing immediately. Under no circumstances should you admit liability after an incident.
A Yes, you will get a certificate with your Equity membership card. A certificate is also available from Equity or online at www.equity.org.uk. The full policy wording is posted on both the First Act and Equity web sites.
AThe policy runs annually from 1 October and is automatically renewed.
A Please contact First Act Insurance immediately. Contact details are listed below. Please note that late notification can lead to claims being repudiated. Under no circumstances should you admit liability following an incident.