All UK based a-n Artists members and all eligible UK based Student members benefit from a Combined Liability Insurance comprising of £5m Public and Products Liability (PPL) and Professional Indemnity (PI) Insurance arranged by Hencilla.
The members insurance policy has been specifically designed for visual and applied artists and provides cover whilst the artist is undertaking any of the following in connection with their visual or applied arts practice
The policy deems 'Visual or Applied Art' to include painting, drawing, printmaking, photography, digital, design, moving image, time-based media, sculpture, ceramics, community arts, glassmaking, textiles, jewellery, mixed media, interactive arts, crafts, live art and physical performance. This is not a definitive list so please contact us if you have any questions about whether this cover is suitable for your practice.
Public Liability insurance protects the a-n Artist member from legal claims for compensation from other people or organisations where there is an allegation that, in the course of their visual arts practice, the member has caused or contributed to an accident which results in injury or damage to property.
Products Liability insurance protects the a-n Artist member from legal claims for compensation for accidents caused by their supply of any Product, where the accident has resulted in injury to any person or damage to someone else's property.
For the purposes of the members insurance, a Product includes any work of art or craftwork that has been made, supplied, installed, altered or repaired by the AIR member.
Products Liability Insurance does not provide any cover for damage to the artwork itself - if you require this cover then we can be provide this for an additional cost via the Artists Insurance Policy.
Professional Indemnity insurance protects the a-n Artist member from legal claims for compensation from customers or third parties as a result of a negligent breach of professional duty in the undertaking of their work as an artist. Examples would include defective designs/specifications or allegations of intellectual property infringements.
For further information about the a-n Artist members' Combined Liability insurance policy, please call us on 020 8686 5050 or e-mail your enquiry to firstname.lastname@example.org
The formal Policy Document applicable for the period of insurance 1st April 2018 to 31st March 2019
A summary of the key features, benefits and exclusions of the Artists members Public & Products Liability and Professional Indemnity Insurance. Applicable to the 2018 - 19 period of insurance.