This benefit meets the requirements of qualifying Standard Members of Equity that wish to protect against temporary total disablement, permanent total disablement or death arising from an insured accident whilst performing as an artist or where you are rehearsing, practising, auditioning or training in connection with a contract of employment and travelling to and from the location of the above.
Cover is automatic with no registration required.
Equity insures most of its Standard Members against accidental bodily injury while performing as an "Artist" (see definition below) or where you are rehearsing, practising, auditioning or training in connection with a contract of employment and travelling to and from the location of the above.
An artist is defined as follows:
Any individual person or their personal service limited company where that person is the sole director and employee who:
All Standard Members of Equity are covered, with the exception of Student Members and Stunt Performers. Stunt Performers can access their own accident insurance scheme. Reduced benefits apply to those aged under 18 years of age who are in full-time education. Standard Members over 80 years receive full benefits apart from the lower sum of £5,000 following death or permanent total disablement. This is a summary only; please refer to the policy for full details.
A This policy pays specified benefits following accidental bodily injury which occurs while you are performing, rehearsing, practising, auditioning, or training in connection with a contract of employment and travelling to and from the location of the above.
A The first 14 days are excluded under the temporary disability section of the policy.
AYes. The policy covers incidents occurring worldwide (other than any country where the Foreign and Commonwealth Office advises against travel) provided that you are usually resident in the UK.
A The policy pays the following benefits in the event of an accident covered by the policy:
If you are under 18 and in full-time education the amount for Loss of Life will be restricted to £2,000.
Standard Members who have joined Equity under the category of Model are insured for disfigurement cover to £10,000 on a 24-hour basis. Hand Models will be insured for hand disfigurement.
A Yes. You must take reasonable care to prevent a loss. Claims must be reported as soon as possible and within three months of the incident date.
AInjury whilst taking part in:
The following are excluded unless undertaken while performing as an artist:
APlease contact First Act Insurance as soon as possible on tel 020 8686 5050 or firstname.lastname@example.org. A pdf claim form (found on this page) should be completed and emailed to us at the email address show above. Please note that late notification can lead to claims being repudiated.
AYes. Please visit https://www.firstactinsurance.co.uk/Quote/PersonalAccidentQuote.